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Families with sick children can still be charged more under new health care

By Hank Campbell in Science 2.0
October 14, 2010
Profile picture for user Hank
Submitted by Hank on Thu, 10/14/2010 - 10:04
Old NID
72718

Want to chase insurers out of your business?    Interpret rules so that families can buy a policy for a child only when the child gets sick, meaning costs will skyrocket for everyone else which ... would not be allowed.  A guaranteed money loser for companies and so large insurers announced they would no longer issue child-only policies.

As a result of the confusion in rushing through health care reform, the Obama administration now says insurers can charge more for sick kids.  Just like they do now.  Only with the government taking a chunk of taxpayer revenue to manage it.

Which means the big impetus for reform - that families with sick children could not afford health insurance - is no longer there.   

All this will be solved if Obama and Democrats can just get re-elected, they say, since new laws that take effect in 2014 require all people to carry health insurance and insurers will have to accept all applicants, regardless of pre-existing conditions.

Kathleen Sebelius, the secretary of health and human services, says a deal should be a deal.   "Unfortunately, some insurers have decided to stop writing new business in the child-only insurance market, reneging on a previous commitment made in a March letter to ‘make pre-existing condition exclusions a thing of the past.’ ”

Republicans also hate when a deal is not a deal - like when Pres. Obama agreed to obey campaign finance reform and limit his spending under public financing, the same as John McCain, but then reneged on that and was able to raise and spend more money than Bush and Kerry spent in 2004 - combined - while his opponent was handicapped.

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